Borrow today. Repay on your salary date.
Apply Fast, Get Faster.
Short-term loans from ₹10,000 to ₹1,20,000 for salaried professionals across Delhi NCR. Your repayment is timed to land when your salary does.
Takes 2 minutes · Enquiring does not affect your credit score
What you can borrow
One settlement, timed to your salary credit
Short-term borrowing, nothing long-running
Approved before cut-off, credited the same working day
Net monthly take-home salary
Built the way a lender should be
No stock photos, no manufactured urgency — just what we actually do, plainly stated.
Same-day disbursal
Approved before cut-off, funded the same working day
Repay on your salary date
One settlement, no mid-month due date to track
Nothing hidden
Every charge is in your sanction letter before you sign
RBI-aligned practices
Read our Fair Practice Code in full, not a summary
Apply fast. Get faster.
Three steps, no hidden stages. Apply before the daily cut-off and the money can reach you the same working day.
Submit your details
Share your name, mobile number, email and address. Two minutes, and it does not affect your credit score.
Verification call
Our team calls you back quickly to confirm details, note your salary date, and guide you through submitting documents securely.
Same-day disbursal
Once verified and sanctioned, the amount is credited directly to your salary account — the same working day where cut-off timings allow.
Your due date is your salary date
There is no separate EMI schedule to track and no mid-month due date to plan around. You repay in a single settlement on the day your salary reaches your account.
You tell us your salary date
Confirmed during the verification call and recorded on your file
We set your due date to match
Your sanction letter states the exact date and the exact amount due
Salary credited, loan settled
Collected by mandate from your salary account on that date
Closed, with confirmation in writing
You receive a closure statement and No Objection Certificate
Settle early if you want to
Close your loan any time before the due date, with no early closure penalty. You are charged only for the days the loan was actually outstanding.
One amount, known in advance
The exact rupee amount due on your salary date is stated in your sanction letter before you sign anything.
Talk to us before the date
If your salary is delayed or you expect difficulty, contact support ahead of the due date so we can discuss options.
What the loan costs
Every charge that applies to your loan is set out in rupee terms in your sanction letter, and again in the Key Fact Statement, before you accept anything.
| Particular | Details |
|---|---|
| Loan amount | ₹10,000 to ₹1,20,000 |
| Tenure | 1 day to 90 days |
| Repayment date | Your next salary credit date, or a date agreed with you within the 90-day window |
| Repayment mode | Single settlement, collected by electronic mandate from your salary account |
| Processing fee | A processing fee applies and is disclosed in your sanction letter before you sign |
| Taxes | Goods and Services Tax applies on fees and service charges at the rate prescribed by law |
| Total amount repayable | Stated as a single rupee figure in your sanction letter, together with the exact due date, before you accept the loan |
| Annual Percentage Rate | The APR, inclusive of all charges, is disclosed in your sanction letter and Key Fact Statement before you accept the loan |
| Early settlement | Permitted at any time with no early closure penalty. You are charged only for the days the loan was actually outstanding. |
| Statutory charges | Stamp duty and other charges as applicable under state law, borne by the borrower |
Know your total before you commit
Before you accept a loan you will receive a written sanction letter and Key Fact Statement showing the loan amount, the exact due date on your salary cycle, the total rupee amount repayable, every individual charge, and the Annual Percentage Rate. Do not sign anything until you have read these and are comfortable with the total. If any figure is unclear, call us and ask.
Who we lend to
Guest Loan serves salaried professionals living and working within Delhi NCR.
Age 21 to 58 years
At least 21 at application and no more than 58 at loan maturity
Salaried employment
Currently employed with salary credited to a bank account
Minimum monthly income
Net take-home salary of at least ₹35,000+ per month
Six months salary history
Consistent salary credits in the same account for the last six months
Delhi NCR resident
Both home and office address within the National Capital Region
Valid identity documents
Aadhaar and PAN, along with proof of current employment
Cities we serve
What you’ll need at verification
You do not need to upload anything now. Keep these ready so verification moves fast — it is what makes same-day disbursal possible.
Short-term lending, handled properly
We do one thing: fast, small-ticket salary-linked loans for salaried professionals in Delhi NCR.
Same-day disbursal
Apply before the daily cut-off, complete verification, and the money can reach your account the same working day.
Repayment on your salary date
No mid-month due date to plan around. One settlement, timed to land when your salary does.
Nothing hidden
Every charge is set out in rupee terms in your sanction letter before you sign. We never ask for an advance payment to release a loan.
Pay only for days used
Settle early and you are charged only for the days the loan was actually outstanding, with no closure penalty.
Your data stays protected
Information is encrypted in transit, used only to assess your application, and never sold to third parties.
Open seven days a week
Support every day from 9 AM to 8 PM, plus a named grievance officer if anything goes wrong.
Guests bring joy. Sometimes they bring a bigger bill too.
Extra meals, an extra night's stay, travel, gifts — hosting adds up fast. Guest Loan is built for exactly this kind of short-term, unplanned expense.
Funds the same working day
Apply before the daily cut-off and complete verification
Timed to your salary, not a fixed date
One settlement on the day your salary lands
No surprise charges
Every rupee is in your sanction letter before you sign
Apply in 2 minutes
Share a few basic details and our team will call you back. No documents are needed at this stage.
Frequently asked questions
How much can I borrow and for how long?
When do I have to repay?
What if my salary is delayed?
Is disbursal really same-day?
Who is eligible to apply?
What will this cost me in total?
Can I settle early?
Do I need to upload documents on this website?
Will applying affect my credit score?
How do I raise a complaint?
Talk to our team
Questions before you apply? Reach us on any of the channels below, seven days a week.
Customer support
+91 85700 01634
Grievance Redressal Officer
+91 85700 01635
Monday to Sunday
9:00 AM – 8:00 PM
support@guestloan.com
We reply within one working day
Gurugram, India